The holidays may bring good tidings, but they also bring stress. Cover your seasonal expenses ahead of time with our interest-bearing1 club accounts.
- Competitive Interest1
- Digital Banking
- Set aside little by little, year-round for holiday-related expenses
- Competitive interest on entire balance1
- No monthly service fee
- No minimum balance requirements
- Make deposits at any time, in any amount you feel comfortable with
- Funds automatically released via check or direct deposit to an Exchange Bank account on October 31st of each calendar year
- Early withdrawal will result in a loss of interest2
- Free digital banking services, including:
- Free online banking
- Free mobile banking
- Free eStatements
- $5 minimum deposit to open
1Current interest rates and annual percentage yield may be obtained by calling a bank. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
2Interest is forfeited if balance is withdrawn prior to maturity.